Manager, Credit Compliance & Approvals (China Bank) (1 year renewable contract)

Our client is a leading China Bank, and they are looking for Manager, Credit Compliance & Approvals to join their winning team.

Responsibilities:

• Provide independent oversight of credit approval activities to ensure compliance with HKMA regulations, internal credit policies, and governance standards
• Review and clear credit proposals, approval memoranda, and exception cases from a compliance and regulatory perspective
• Ensure lending activities comply with HKMA guidelines, Banking Ordinance, internal risk appetite, and group policies issued by Head Office
• Advise business and credit teams on regulatory requirements, compliance risks, and policy interpretation related to lending and credit approvals
• Monitor and control policy deviations, limit breaches, and approval authority compliance
• Participate in the formulation, review, and enhancement of credit-related policies, procedures, and approval frameworks
• Act as a key stakeholder during regulatory inspections, internal audits, and compliance reviews relating to credit activities
• Identify emerging regulatory and compliance risks associated with lending products and approval practices
• Prepare compliance opinions, regulatory assessments, and management reports for senior management and committees

Experience:

• Bachelor’s degree in Law, Finance, Accounting, Risk Management, or related disciplines
• Minimum 5-7 years of experience in credit compliance, regulatory compliance, credit approval governance, or legal/compliance functions within banking
• Strong knowledge of HKMA regulations, Banking Ordinance, and credit‑related regulatory requirements
• Solid understanding of banking credit products (corporate, SME, trade finance, or related areas)
• Strong analytical skills with the ability to identify regulatory and compliance gaps in credit approvals
• Excellent communication skills in English and Chinese (Cantonese and Mandarin)
• Ability to work independently, exercise sound judgment, and manage complex stakeholder relationships